Client Newsletter    Volume XXI   Number 2   November 1, 2015 Rest in peace Paula Warner Smartt.  Paula died October 15th.  Many of you followed my wife’s fight with pancreatic cancer on the Caring Bridge website.  Thank-you for your concerns, good wishes, prayers, and memorials.  

Client Newsletter    Volume XXI   Number 1   August 1, 2015  

Client Newsletter Volume XX Number 4 May 1, 2015          

Client Newsletter    Volume XX   Number 3   February 1, 2015

Client Newsletter    Volume XX   Number 2   November 1, 2014

Client Newsletter    Volume XX   Number 1   August 1, 2014  

Client Newsletter    Volume XIX   Number 4   May 1, 2014

Client Newsletter    Volume XIX   Number 2   November 1, 2013      

Client Newsletter    Volume XIX   Number 1   August 1, 2013

Client Newsletter Volume XVIII Number 4 May 1, 2013

2012 November 1 – Uncertainty, the ?Fiscal Cliff? and Cash Needs from Your Investments, Vanguard Moves to Reduce its ETF Costs, Mutual Fund Costs Decline in Latest Decade, But Not by Much August 1 – Being the ?One Percent? with Your Investments, 401(k) Costs can be Hazardous to Your Investment Health, Investment Returns and US... Read More →

Client Newsletter Volume XVI Number 4 February 1, 2011 I. Book Review and Some Thoughts II. What Are OUR and THEIR Asset Allocations? III. Vanguard Rates of Return (through Latest Quarter End) IV. Past Is No Guarantee of Future Investment Performance—Fidelity Magellan? V. The U-bend of Life, Why Beyond Middle Age, People Get Happier I.... Read More →