About Us
High-value, fee-only, client-focused investment advisor. Based in Tennessee, serving clients coast to coast.
Socially Responsible Investing Reconsidered
Client Newsletter Volume XXIV Number 2 November 1, 2018
Quarterly Client Newsletters
Remember Fidelity Magellan Fund?
Client Newsletter Volume XXIV Number 1 August 1, 2018
Passive Aggressive
Client Newsletter Volume XXIII Number 4 May 1, 2018
“The Great Recession—A Lost Decade”
Client Newsletter Volume XXIII Number 3 February 1, 2018
Indexing in America; Tocqueville Told Us…
Client Newsletter Volume XXIII Number 2 November 1, 2017
Warren Buffet’s Annual Letter to Shareholders
Client Newsletter Volume XXIII Number 1 August 1, 2017
Interview: John Bogle and Tony Robbins
Client Newsletter Volume XXII Number 4 May 1, 2017
Predicted Effects of a More Active “Industrial Policy”
Client Newsletter Volume XXII Number 3 February 1, 2017
The Battle of Costs vs. Performance
Client Newsletter Volume XXII Number 2 November 1, 2016
Index We Trust
Client Newsletter Volume XXII Number 1 August 1, 2016
Why Fees are So Important—a Morningstar Update
Client Newsletter Volume XXI Number 4 May 1, 2016
Investors Continue to “Ditch” Active Management
Client Newsletter Volume XXI Number 3 February 1, 2016
Beware “Free” Lunch and “Credentials”
Client Newsletter Volume XXI Number 2 November 1, 2015 Rest in peace Paula Warner Smartt. Paula died October 15th. Many of you followed my wife’s fight with pancreatic cancer on the Caring Bridge website. Thank-you for your concerns, good wishes, prayers, and... Read More →
SOME Index Funds Vulnerable to “Front-running”
Client Newsletter Volume XXI Number 1 August 1, 2015
Abigail Johnson’s Blind Spot
Client Newsletter Volume XX Number 4 May 1, 2015
Most Retirees Should Delay Collecting Social Security
Client Newsletter Volume XX Number 3 February 1, 2015
Stay Away from Hedge Funds
Client Newsletter Volume XX Number 2 November 1, 2014
Vanguard Funds Prosper by Low-Cost Evangelism
Client Newsletter Volume XX Number 1 August 1, 2014
IRA Mistakes—Not Contributing Later in Life
Client Newsletter Volume XIX Number 4 May 1, 2014
Where From Here, Financial Origami (Book Review)
Client Newsletter Volume XIX Number 2 November 1, 2013
Happy Money
Client Newsletter Volume XIX Number 1 August 1, 2013
Becoming More Vigilant as We Age
Client Newsletter Volume XVIII Number 4 May 1, 2013
Searching for Income from Your Investments
Client Newsletter Volume XVIII Number 3 February 1, 2013
PDF Archives pre 2012
2012 November 1 – Uncertainty, the ?Fiscal Cliff? and Cash Needs from Your Investments, Vanguard Moves to Reduce its ETF Costs, Mutual Fund Costs Decline in Latest Decade, But Not by Much August 1 – Being the ?One Percent? with Your Investments,... Read More →